While a credit score of 850+ is certainly excellent — and better than good — it overshoots the specific category asked in this question. According to FICO standards, “good” credit begins at 670 and extends to 739. Scores in the 740–850 range fall under very good or exceptional, which indicate extremely strong credit histories and make borrowers highly attractive to lenders. It’s important to understand the nuances between each credit tier. While a score above 740 often qualifies someone for the best interest rates and financial products, this range is technically beyond the “good” category. The distinction may seem small, but it matters when setting benchmarks for credit improvement. Recognizing that 670–739 is the defined range for “good” credit helps with setting accurate financial goals and tracking progress on your credit journey.